Partner/ISO Program
Build Recurring Revenue on Transparent Infrastructure.
Nationwide merchant placement. Interchange-plus discipline. No lease traps. No teaser pricing.
WHY PARTNER WITH TOP HAND
We Do Not Compete With Our Partners.
Many processors undercut their own agents or pad pricing without disclosure.
We operate differently.
- Clear interchange-plus structure
- 0.50% markup transparency
- $24.99 platform model
- Surcharge capability
- No equipment lease manipulation
- No silent repricing
Your residual is built on clean math.
WHAT YOU CAN OFFER MERCHANTS
A Structure That Sells Itself.
Partners can confidently offer:
- No contracts
- No cancellation penalties
- No equipment leases
- Hardware ownership model
- Interchange-plus at 50 basis points
- Surcharge programs
- Nationwide underwriting support
You are not selling teaser rates.
You are selling clarity.
RESIDUAL STRUCTURE
Recurring Income.
Partners earn recurring residuals based on processor margin.
Because we do not inflate tiers or lease equipment, retention is driven by structure, not lock-in.
Retention creates predictable recurring revenue.
High-volume accounts compound quickly.
At $500,000+ monthly accounts, basis points matter.
WHO WE WORK BEST WITH
Built for Serious Operators.
We work best with:
- Experienced merchant services agents
- ISOs seeking stable backend
- Industry-specific consultants
- Platform operators
- High-volume relationship builders
We are not a volume-call-center model.
We prioritize quality placements.
SUPPORT & INFRASTRUCTURE
You Focus on Relationships. We Handle Structure.
Top Hand provides:
- Multi-bank placement access
- Direct underwriting review
- Surcharge compliance support
- Hardware configuration assistance
- Portal onboarding
- Transparent statement structure
No hidden repricing.
No silent rate changes.
APPLICATION PROCESS
Partner Onboarding.
To apply:
- Submit business information
- Provide industry focus
- Outline expected volume
- Complete onboarding agreement
We review for alignment and stability.