Modern POS Systems. Zero Lease Traps.
Clover. Dejavoo. Ingenico. Retail-ready hardware built for interchange-plus and surcharge models.
OUR HARDWARE PARTNERS
Industry-Recognized Platforms.
Clover POS Systems
Full retail and restaurant POS ecosystem.
- Inventory management
- Multi-location support
- Employee controls
- Detailed reporting
- App marketplace
- Countertop and handheld options
Best for:
Retail, restaurant, growing multi-location businesses.
Dejavoo Systems
Flexible, modern payment terminals with strong surcharge compatibility.
- Countertop terminals
- Wireless and 4G units
- Clean touchscreen interface
- Built-in surcharge capability
- EMV, NFC, Apple Pay, Google Pay
Best for:
Retail, service businesses, operators running surcharge programs.
Ingenico Terminals
Global-grade processing hardware.
- Durable, secure devices
- High transaction speed
- Ideal for high-volume environments
- EMV and contactless ready
Best for:
High-volume merchants and enterprise-grade stability.
OWNERSHIP MODEL
You Own What You Buy.
We do not lease hardware.
We do not lock firmware to trap you.
If you purchase equipment through Top Hand Payments:
- You own it outright
- No long-term lease contracts
- No non-cancelable agreements
- No processor lock-in
If you ever change processors, your equipment remains yours.
Ownership should not expire when you switch providers.
FREE HARDWARE OPTIONS
Qualifying Merchants Receive Hardware at No Upfront Cost.
We offer:
- Free hardware for qualified volume
- Purchase options at fair-market pricing
- Optional payment plans
- Transparent equipment costs
No inflated lease structures. No four-year commitments.
BUILT FOR SURCHARGE & INTERCHANGE-PLUS
Configured for Transparent Pricing Models.
All supported hardware platforms are compatible with:
- Interchange-plus pricing
- Compliant surcharge programs
- Dual pricing displays where required
- Clear receipt disclosures
We structure hardware to match your pricing model.
WHICH SYSTEM IS RIGHT FOR YOU?
Your hardware should fit your volume, workflow, and pricing model.
We evaluate:
- Monthly processing volume
- Average ticket
- Industry type
- Surcharge eligibility
- Reporting needs
Let’s Get Started — Share Your Details
Tell us a little about your business and what you’re looking for in a payment partner. We’ll review your information personally and reach out with clear next steps tailored to your goals. It’s quick, simple, and the first step toward better processing.
Unlock Your Custom Rate Quote
Every business is different — your pricing should be too. Submit a few details and receive a transparent, customized rate analysis designed to reduce fees and improve efficiency. No guesswork. No hidden costs. Just straightforward numbers you can trust.
Complete Your Merchant Application
Ready to move forward? Fill out your merchant application and begin the onboarding process with a team that values speed, clarity, and personal support. We’ll guide you every step of the way so you can start processing with confidence.